The foundational promise of digital banking has always been agility and accessibility, offering a lean, tech-driven alternative to traditional financial institutions. However, the current landscape suggests a clear shift in the regulatory environment, especially for new entrants. Bangladesh Bank’s recent decision to more than double the minimum capital requirement for digital banks, raising it from…
The foundational promise of digital banking has always been agility and accessibility, offering a lean, tech-driven alternative to traditional financial institutions. However, the current landscape suggests a clear shift in the regulatory environment, especially for new entrants. Bangladesh Bank’s recent decision to more than double the minimum capital requirement for digital banks, raising it from…
The U.S. Consumer Financial Protection Bureau (CFPB) is poised to revise its Open Banking regulations, a move set to reshape how digital financial data is managed and shared. Far from mere bureaucratic jargon, this initiative represents a pivotal shift, influencing how consumers and businesses share financial data, manage accounts, and access innovative services. This development…
The U.S. Consumer Financial Protection Bureau (CFPB) is poised to revise its Open Banking regulations, a move set to reshape how digital financial data is managed and shared. Far from mere bureaucratic jargon, this initiative represents a pivotal shift, influencing how consumers and businesses share financial data, manage accounts, and access innovative services. This development…
For years, millions across India have known Dream11 as the go-to platform for fantasy sports, where skill and strategy could lead to big wins. But the game is changing, literally. In a significant strategic pivot, Dream11’s parent company, Dream Sports, is launching “Dream Money,” a new wealth management application. This isn’t just a new feature;…
Federal Reserve Governor Christopher J. Waller recently delivered a compelling speech at the Wyoming Blockchain Symposium, championing a “technology-driven revolution” in the payments arena. His remarks underscore a significant shift towards embracing private-sector innovation, particularly in areas like AI and stablecoins, to enhance payment efficiencies, widen accessibility, and maintain security across the U.S. financial system….
The financial landscape is buzzing with news that could fundamentally shift how everyday consumers and small businesses interact with their money. The U.S. Consumer Financial Protection Bureau (CFPB) has announced a significant re-evaluation of its Open Banking regulations, aiming to grant individuals and businesses greater control over their financial data. This move, reported on August…
Brussels is hitting the accelerator on the digital euro, a move poised to reshape how everyday Europeans manage their money and how small businesses operate. This isn’t just a theoretical concept anymore; it’s a rapidly developing initiative with tangible implications. The European Union’s urgency stems directly from recent developments in the US, specifically new legislation…
The U.S. Securities and Exchange Commission (SEC) recently announced a series of delays on decisions for several crypto exchange-traded fund (ETF) applications, pushing final deadlines for many until October 2025. This move impacts proposed funds spanning Bitcoin, Ethereum, XRP, Litecoin, and Dogecoin, including staking-enabled Ethereum ETFs. While seemingly a setback for immediate market expansion, this…
The competitive landscape of digital banking for small and medium-sized enterprises (SMEs) just heated up with Starling Bank’s announcement this week of its acquisition of Ember, a UK-based tax and bookkeeping platform. This strategic move, confirmed on August 21, 2025, positions Starling to significantly bolster its business banking offerings, integrating Ember’s tools directly into its…
